The Blog
Essays & Analysis
Unpacking the financial system, one lie at a time. Strategy guides, cultural commentary, and tools for resistance.
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CoreWeave Owes Five Dollars for Every One It Has
CoreWeave is running a 5:1 debt-to-equity ratio and nobody blinks. In the mid-2020s, debt isn't the risk — it's the product. Musing.
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Billionaires Have 'Negative Money' — And That's the Whole Game
MrBeast claims negative cash. Mark Cuban says most billionaires have 5% liquidity max. The rich don't work for money — they work for entertainment and build wealth using debt that costs less than their returns.
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How to VERY UNETHICALLY Fix Shit Credit Fast.
The credit bureaus built a system that only works if you don't know the rules. Here's the whole recipe — disputes, cursive, authorized users — in the open, for free.
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Margin: The 5% Loan Hiding in Your Brokerage.
Robinhood will lend you money against your own investments at about 5%. Your credit card charges 21% for the same privilege. Meet margin — the people's loan.
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Bankruptcy Isn't Failure. It's a Reset Button the System Hopes You'll Never Press.
When corporations go bankrupt, it's restructuring. When people do it, it's shame. Why the double standard — and why the stigma exists.
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Leverage for the People: How Borrowed Money Built Every Fortune.
How borrowed money built every fortune in history — and why you've been told it's only for the rich.
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The Three Levels of Debt Maxxing
Three levels of Debt Maxxing. From understanding leverage to wielding bankruptcy as a tool. A practical framework for financial resistance.
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The Debt Maxxing Manifesto
The Debt Maxxing Manifesto. Debt is a weapon, not a moral failing. A radical reframing of personal finance for the exploited.